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Paycheck Protection Program June 19, 2020 Interim Final Rule

On June 19, 2020 the SBA posted an Interim Final Rule to implement changes made the Paycheck Protection Program (“PPP”) by the Paycheck Protection Program Flexibility Act (“Flexibility Act”). The majority of the provisions of this new Interim Final Rule amend the SBA’s initial April 20, 2020 rule to include the Flexibility Act’s new regulations.…
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Paycheck Protection Program Flexibility Act of 2020

Paycheck Protection Program Flexibility Act of 2020  On June 5, 2020, President Trump signed into law the Paycheck Protection Program Flexibility Act (“Flexibility Act”) which has changed certain aspects of the Paycheck Protection Program (“PPP”). The following is a summary: Extended “Covered Period” The Flexibility Act extends the “covered period” of the loan for forgiveness…
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COVID-19 Workforce Reintegration Planning

As states begin to relax their business restrictions in anticipation of an eventual resumption of normal operations, employers must make critical decisions now as to the focus of the enterprise as well as the reintegration of its employees in a post COVID world.  Indeed, the former consideration may require wholesale restructuring of the business, as…
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PPP Loans: Whether to Keep Your Loan or Send It Back?

That is the pivotal question confronting many business owners who have received PPP loans and are grappling with recent guidance from the Small Business Association (SBA) regarding loan necessity.  While the SBA issued further clarification on the loan necessity certification that should bring comfort to many borrowers, business owners should still carefully review their certifications,…
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